Online application serves as a product integrated for online e-kyc, e-signature, online CIBIL and online pan verification. Online application will facilitate customer on boarding digitized.
Instant Issuance is sub-process for online application which facilitates the customer to receive the card immediately. Customer can easily replace, recard and upgrade card instantly from any branch.
Need for the Product:
> Digitalised Onboarding
> Instant Handover of Card
> Minimising overheads on courier etc.
- Automated immediate re-issuing / re-carding of cards
- Re-issue same variant card through card to card mapping
- Upgrade of card (premium), to pre-mapped eligible card base
- Upgrade to same product (EMV / contactless), a more secured card
- We can have as much as 6 variant card plastics stored in the embossing machine.
- Integrated e-kyc, e-Pan, E-sign and credit rating check
- Module configured to card management system for intelligent decision making
- PIN generation, through PIN pad, IVRS, Net Banking
- Pin generation can also optionally activate the new card; the old card would be immediately de-activated
- PCI certified card embosser and solution
- Paperless on-boarding
- Improved efficiency in application screening
- Secure & guaranteed customer verification thru e-KYC
- No data entry, hence saving cost and management effort
- Minimize time for customer on-boarding
- Reducing of overheads, on courier and collateral costs
- Prompt decision making (CRM and Underwriting)
- Automated allocation of application processing
- Eliminate false solicitation and wrong selling
- Create centralized document repository and archival