Unified Payments Interface (UPI)

Unified Payments Interface (UPI) is a universal app for digitized payments/transactions which enables customers to transact securely (2FA). UPI app is best suitable for E-commerce & M-commerce transactions. Supporting,  major bill payments, over the counter payments, barcode (scan n pay) based payments UPI also offers multi utility like cash on delivery/bill split sharing/ merchant payments / remittances Available 24*7 & 365days for all kinds of payments in secured environment.

Need for Product:

  • Universal App for payments
  • Security
  • Payments basis Single/Unique Identifier
  • Opportunity to tap Customer to Business(C2B) segment
  • Opportunity to tap E-commerce & M-commerce (PULL Initiated) transactions
  • Simplified (Single click 2FA ) authentication


  • SMS based Validation of Mobile No. and Device
  • Virtual Address Platform
  • Setting of mPin & Default account
  • Pull and Push and Balance Inquiring Transaction initiation
  • Scan QR Code
  • Merchant/Customer Authentication base on Mobile Number and Device ID
  • Integration with ISG Merchant Database and validation
  • Complaint Registration
  • Validation of payment address i.e. virtual address before initiating transactions
  • Update details of UPI merchants from MAPS
  • Generation of approval  and response code
  • Exception processing for transaction failure scenarios


  • Universal App for transactions
  • Secure and Simple(Single click 2FA)
  • Push and Pull Payments
  • In-App Merchant Payments within same device
  • Suitable for e-Com & m-Com
  • Multiple Utility like Cash on delivery/bill split sharing/ merchant payments / remittances
  • Available 24*& 365days

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Contact Info

Phone: +91 22-42006300, 40905300
Mail: marketing@insolutionsglobal.com
Site: www.insolutionsglobal.com

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