AI to Transform India’s Payments Ecosystem

At India AI Impact Summit 2026, Adelia Castelino, Founder & MD, In-Solutions Global, highlighted how AI will reshape India’s payments landscape by embedding intelligence into digital finance — enabling smarter governance, improved credit risk assessment, enhanced liquidity, and seamless customer experiences.

As fintech continues to innovate at scale, AI offers opportunities for vertical integration, hyper-personalisation, and ease of service consumption. However, industry leaders emphasized the importance of building resilience, establishing guardrails for trusted AI adoption, minimizing over-dependence on select technology providers, and developing sovereign “Bharat models” aligned with India’s strategic goals.

During the panel discussion on “AI in Fintech: Transforming the Sector with Intelligence and Automation”, experts reinforced the need for responsible innovation to ensure AI drives inclusive and sustainable growth across India’s digital finance ecosystem.