Powering Innovative Payments

Genius Card Issuing and Payments Processing platform provides unrivalled capability from card design and personalisation through to program design, implementation and management. Rich functionality, including easy to use dynamic card controls, gives your cardholders what they want and need.

Central Issuance

Our PCI certified production & personalisation bureau supports high volume EMV credit, debit and prepaid cards using the latest nbs horizon technology.

  • experience securing the most sensitive personal & banking information
  • proprietary P3 application to manage encryption & digital signatures
  • seamless integration to manage EMV card data & encryption keys

In Branch Instant Issuance

For new accounts or replacement of lost, stolen or expired cards, instant issuance creates a positive customer experience:

  • high quality cards with custom artwork
  • ready-to-use immediately, increasing activation rates
  • central monitoring & management of all issuance devices


Genius has resiliency and rapid scalability built in, with defined SLAs and continuous system performance monitoring. We’ve done the hard work so you don’t have to:

  • out-of-the-box payment system & accounting interfaces
  • secure creation of customer hierarchy, PAN, PIN and CVC
  • parameter-driven configuration of ledgers, currencies & rates

Inbuilt Intelligence

Automated workflows and product behaviour testing enables fast and profitable product launches for all types of card programs eg consumer, corporate, fleet, family, supplementary, travel, loyalty, gift, co-branded, refunds, insurance payouts, benefits disbursement and more:

  • in-built tools optimise fees & manage all accounting entries
  • risk and fraud integration mitigates financial losses
  • customer centricity drives incremental revenue

Beautiful User Experience

A simple and intuitive onboarding experience, including APIs for eKYC and credit checks, provides the right start to a long and mutually rewarding digital first relationship with your customer.

  • physical cards with support for contactless
  • virtual & prepaid cards for one time or multi use
  • tokenized cards to use in wallets & make mobile payments

Self-Service & PFM

Secure integration with your web or mobile application enables customers to dynamically tailor and manage their accounts all in one place. With open APIs come unlimited possibilities.

  • set preferences, limits, notifications, alerts & statement frequency
  • arrange just-in-time funding or schedule regular payments
  • block & unblock on-the-go

Our powerful Genius cards engine is a white-label end-to-end card issuing and online account management technology platform. It can scale quickly in terms of business models and transactions, run in the cloud or on-premise and generate non-credit revenues with smart value added services. To future-proof your card business get in contact with us today.

To explore the full range of possibilities contact us here >