Tap & Pay (SoftPOS)
RuPay, Visa & Mastercard Certified
Tap & Pay on SmartPhone | SoftPOS
POS on Android Smartphone
A Scheme-Compliant, PCI CPoC™ (Contactless Payments on COTS) Certified solution with contactless payment acceptance on an Android device using an embedded (near-field communications) NFC interface.
- Faster turn around time
- The acquirer doesn’t need to bother about the inventories of EDCs, invoicing paper rolls, batteries etc
- Less Hardware & Maintenance Cost
Card Present transactions on Android
A set of back-end systems that performs functions for the CPoC application that include:
Attestation and Monitoring
Detection System (eFRM)
Monitors and provisions security controls to detect, alert, and mitigate suspected or actual threats and attacks against the CPoC application and the COTS device.
Processing System
Processing system that receives encrypted account data from the CPoC application.
Architecture
Android SoftPOS
The solution architecture relies upon the following components to provide for protection, attestation, detection, and response controls:
- A COTS device that is operated by the merchant to run the CPoC application
- The COTS device must have online connectivity to support close interaction with the set of back-end systems.
CPoC application that resides on the COTS device, which:
The solution architecture relies upon the following components to provide for protection, attestation, detection, and response controls:
- Provides a channel to the embedded NFC interface within the COTS device to initiate the contactless transaction read.
- Performs initial encryption of the account data.
- Passes attestation health-check data about the COTS platform and CPoC application to the back-end monitoring system.
- Contains software protection mechanisms to maintain its own integrity against attack.
- Developed security concepts and activities throughout the entire software life cycle, including inception through development, deployment, operation, maintenance, and decommissioning.
- Delivers the encrypted account data through a secure channel to the back-end processing environment to be decrypted in order for it to be passed for subsequent transaction processing.
ISG's SoftPOS+PG+Switch For Seamless Transactions
ISG’s SoftPOS, payment gateway and acquiring switch together offer a streamlined transaction solution, minimizing third-party hops and lowering processing fees
